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| CS Financial, Inc. is California's leading independent, private mortgage banking firm. We provide custom mortgage solutions to all types of homebuyers, including individuals whose financial needs are more complex than those of the average homebuyer.
Our leading-edge technologies and access to extensive lending sources enable us to improve, streamline and facilitate the process of home financing, offering our clients the best rates on the market at any given time.
Our clients benefit from our unparalleled personal service, modeled after private banking firms. Working closely with clients and their support networks, we structure mortgage financing to integrate with asset management and tax and estate planning strategies.
CS Financial is passionately committed to helping individuals achieve their goals and manage their assets by maximizing their single-family real estate investments.
Please contact us today.
Credit Pre-Approvals
- As a Direct Lender, we can issue credit approvals and commitment letters upon request, eliminating financing contingencies often associated with purchasing a new home or investment property.
First Time Buyer Loan Programs
- CRA Programs, down payment assistance options
- No down payment loan options, 100% financing up to $1,000,000
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Conventional Financing
- Loans as low as 1% the first year
- Jumbo mortgages to $5,000,000
- No-income & no-asset verification loan options
- 100% cash-out refinances
Hard to Place Loans/
Sub-prime Lending
- Mortgage loans for every credit situation
- Poor credit, bankruptcies, foreclosures O.K.
Home Equity Strategies
- Numerous fixed rate and equity line options available, including no points/no loan cost options.
- Debt consolidations and home improvement loans to 150% of the property value
Reverse Mortgages
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